Streamline Dispositions, Reduce Losses, and Help Homeowners Retain Equity and Exit Gracefully
Xome® Xpert Seller
Xpert Seller Pre-Foreclosure Solution
Xome's Xpert Seller program is a comprehensive pre-foreclosure loss mitigation and disposition solution designed to:
Create Capacity
Helps call centers and loss mitigation divisions by providing a disposition solution for borrowers and heirs.
Enhanced Disposition Strategies
The Xome Concierge® team extends your customer service capabilities, providing additional support for both your staff and homeowners. We assist with property valuations, marketing, sale negotiations, and debt resolution, ensuring a smooth and efficient real estate disposition process.
Support Homeowners
Flexible options tailored to fit diverse situations. Enable homeowners to sell fast and at the best possible price to retain equity and minimize costs.
Maximum Exposure
Access Xome’s network of qualified buyers and extensive marketing on Xome.com, local MLS listings, and national real estate sites like Zillow, Trulia, and Realtor.com1.
Smooth Transition
Ensure a seamless experience for homeowners avoiding foreclosure through a property sale. Homeowners are also offered relocation assistance, providing 0.5% of the auction winning bid as cash upon the property closing2.
Expert Guidance and Support
The Xome Concierge team and a local real estate agent guide homeowners through the entire process.See Xpert Seller results and borrower success stories.
1Listings may vary per local MLS rules/syndication
2The relocation assistance is only applicable if the property sells through an auction and the property is not located in the following states: AK, AL, KS, MS, MO, and OR. 35% of the Listing Agent's Commission will be collected at closing by Xome as a broker-to-broker referral fee.
Customized Solutions for Special Circumstances
For homeowners facing financial difficulties and need to sell their home quickly to avoid foreclosure, retain equity, and protect their credit rating, the Xpert Seller program offers an expedited selling program that connects homeowners with a large pool of interested buyers, ensuring a competitive selling price in a transparent online exchange.
For homeowners undergoing lifestyle changes such as a career move, divorce, retirement, or adjusting to an empty nest, and need to sell their home, the Xpert Seller program offers flexible solutions and personalized guidance to ensure a smooth transition into the next chapter of their lives.
For heirs who have inherited a home and want to sell quickly to maximize available equity, the Xpert Seller program provides access to a broad network of buyers to expedite the sale and minimize costs. By leveraging Xome's proprietary online platform, heirs can facilitate a quick sale, avoiding the financial burdens of prolonged property ownership and associated taxes.
How Xpert Seller Works
The Xpert Seller program lets homeowners take advantage of the benefits of either an auction or a traditional sale. Homeowners are in complete control and will be guided every step of the way by the Xome Concierge team.
Step 1
Homeowner contacts the Xome Concierge team via the servicer-designated phone number for program details.
Step 2
Homeowner is assigned an experienced, local Xome Network agent for a no obligation consultation.
Step 3
Agent assists homeowner with marketing their property and presents all offers for review.
Step 4
Agent assists homeowner with accepting any offers and scheduling the property to close.
Turning Default into Full Resolution and a Positive Outcome
Helped a homeowner in default avoid foreclosure, sell at full market value, and satisfy both lienholders. Equity recovery enabled debt repayment and complete loan resolution.
From Equity Surprise to Foreclosure Avoidance: Two Paths to Resolution
Facilitated successful property sales for two homeowners. One uncovered unexpected equity and avoided a short sale, walking away with cash. The other, a veteran, was facing foreclosure but sold in time to protect his credit and move forward with dignity.